Gas and oil prices are at a 3-year low. Where will you spend/invest that extra money?
Buying gifts.
Funding my retirement accounts!
Paying down debt.
Treating myself to a nice vacation!
What extra money?

Do You FitBit?
No. But I hope to get one for a gift!
No. Dumb idea.
No. I don't need a watch to stay active.
Yes! I love mine!

What will be the hottest technology gift this Christmas?
Apple Watch.
Bitcoin credits
GoPro video camera.
New Video Gaming Console
Ready Player One.
Samsung Galaxy Gear Watch -- a global financial news, education and literacy network

England Retreat

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