Natalie Pace Blogs
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 Magnificent 7 Update. On Fire. Expensive. Tesla could have an exemplary 3rd Quarter. Nvidia is accused of antitrust by China. Apple has lines out the door again. Meta, Microsoft, Google and Amazon all continue with double-digit year-over-year revenue growth, which is quite a feat for multi-trillion-dollar companies. The good news is already priced in. (However, there is a way to participate in the party.) Email [email protected] if you’d like an updated Magnificent 7 Stock Report Card. Here are the things we’ll cover in this blog. Tesla Nvidia Apple The Fantastic 4 or the Magnificent 7? Sales Growth Valuations The Macro Economy Lessons From April’s -20% Dive And here is more information on each line item. Tesla The U.S. electric vehicle tax credit ends September 30, 2025. While that’s not great for Tesla going forward, Tesla is likely to have a gangbuster 3rd quarter, as everyone rushes to beat the clock. Will the 3rd quarter of 2025 be the first time that the company delivers more than 500,000 vehicles? The all-time high was the 4th quarter of 2024, when Tesla deliveries were 495,570 vehicles. Tesla earned $25.7 billion in revenue that quarter. It is quite possible (probable?) that the 3rd quarter could shatter those records. The company will report their 3Q deliveries on October 2, 2025. This is quite different from Tesla’s 2nd quarter, when deliveries were down -13.5% year over year and revenue dropped -12%. With Wall Street always singing, “What have you done for me lately?” there could be a jump in share price after the deliveries are announced on Thursday. However, there’s more to the story, which complicates our ability to profit. (Buying high is rarely a great idea.) China is the biggest market for EVs in the world, purchasing 11 million of the 17 million EVs sold in 2024. China’s own BYD is now the largest EV seller globally, surpassing Tesla in 2024. We can’t buy BYD cars here in the United States. However, other countries can, including Mexico, Brazil, Thailand, Germany, Norway, Australia, Japan, South Korea and countries in the Middle East and Africa. Additionally, due to the plethora of electric vehicle options that are now available, there is a price war going on. Tesla’s net income was $15 billion in 2023. It dropped to $7 billion in 2024. The company has only made $1.58 billion in 2025. This begs the question of whether a company that might only earn $4 billion or less in 2025 should really be worth $1.46 trillion. With a price/earnings ratio of 236, Tesla is one of the most expensive stocks on Wall Street. Nvidia On Sept. 15, 2025, Nvidia was accused of violating anti-monopoly laws by China. While no punishment was mentioned in the statement, the Financial Times reported that Chinese authorities have ordered top tech firms to halt purchases of Nvidia chips and cancel existing orders. Nvidia’s competition in China has intensified with Huawei, Cambricon, Baidu and Alibaba all reportedly making chips that are comparable to Nvidia’s exportable products. (Nvidia has export controls and is not allowed to send its most advanced semiconductors to certain nations, including China.) China accounts for about 6% of Nvidia’s revenue.  A miss on revenue from the region should not significantly impact the next quarterly earnings report. Nvidia could still see $50+ billion in sales with growth of 44.7% year over year. However, investors will get nervous if the situation becomes more tense. Nvidia’s price/earnings ratio is quite lofty, at 50. Nvidia will likely report 3rd quarter earnings the 3rd week of November. Apple The lines were back at Apple last week. The iPhone 17 launch was a success, garnering plenty of gushing reviews. However, since the phone was released on September 19, 2025, we won’t see the bump in revenue until the December quarter earnings are released at the end of January 2026. The September quarter revenue is expected to increase mid to high single digits on a year-over-year basis – nothing mind-blowing, particularly since Apple’s price/earnings ratio is 35 – quite lofty for a company with single-digit revenue growth. However, if the forward outlook is exciting, based upon a jump in sales from iPhone 17, we could see investor interest pushing the share price up. Of course, all of this assumes that the macro economy stays strong. With valuations on all the Magnificent 7 companies, including Apple, high, rising unemployment and sticky inflation, a continued party on Wall Street is not a given. We won’t see the September quarter results until around Halloween (the date that Apple reported results in 2024). The Fantastic 4 or the Magnificent 7? Right now, the Magnificent 7 companies all look spectacular, particularly in product sales. Their share prices are all trading very close to their all-time highs, making investors happy. The strength of these companies is responsible for over 1/3 of the S&P500 performance. All these companies have a treasure trove of cash. After the EV tax credit expires on Sept. 30, 2025, Tesla could experience a marked slowdown. Will U.S. car buyers be as interested in Tesla vehicles once the tax credit expires? Will they shop for more affordable models, or used cars? The U.S. market is responsible for 52.5% of Tesla’s revenue. Additionally, there could continue to be much lower earnings for Tesla, due to the EV price wars. Amazon, Apple and Tesla are at the lower end of revenue growth and profit margins of the Magnificent 7. Apple has elevated debt (with plenty of cash to cover it). Sales Growth It’s extraordinary that the multi-trillion dollar Titans of Silicon Valley are still experiencing impressive year-over-year sales growth. Nvidia is at 56%, Meta 22%, Microsoft 18%, Alphabet 14%, and Amazon at 13%. Email [email protected] if you’d like an updated Magnificent 7 Stock Report Card. Valuations This is the piece of the puzzle that a lot of Main Street investors aren’t getting good information on. Stocks are very expensive. As Liz Ann Sonders, the Managing Director and Chief Investment Strategist at Charles Schwab, said in her May 30, 2025 podcast, “I feel sometimes like we're in the midst of a late '90s kind of market, where you remember the tech bubble, and it just kept going and going and going, and nothing seemed to really do anything to it until it stopped.” As a reminder, in the Dot Com Recession, the NASDAQ Composite Index dropped -78% between the high of March 2000 and the low of October 2002. It took 15 years to get back to the highs set in March 2000. The Macro Economy There are many indicators that suggest equities are quite elevated. One area of particular concern is that margin debt has hit a new high. Margin debt is currently at $1.1 trillion according to FINRA. The reason this is a concern is that there are limits to the amount of money one can borrow on margin. When stocks are high and keep rising, it’s not a problem. However, if share prices start falling, investors who have borrowed money will have to deposit more cash to cover the losses or sell stocks (potentially at a loss) to cover the margin. The consequence of very high margin debt is that volatility becomes extreme, and the speed of the plunge can be very pronounced, as panicked sellers are forced to cover their debt. (Brokerages can sell stock to cover the problem, if the account holder doesn’t fix things fast enough.) There are breakers in place to stop a correction from turning into a crash. However, we did see a drop of -20% between February 19 and April 8, 2025. Lessons From April’s -20% Dive Nvidia’s price is currently $178 a share. On April 4, 2025, you could have bought the stock for $94. At $440/share, Tesla is close to its all-time high again. However, the price was only $222 on April 8. Meta dropped -34% between February and April of this year. The Magnificent 7 is truly amazing in terms of revenue growth, profit margins and even the cache of cash that most of these companies have. However, because they are very expensive, whenever there is a market downturn, these companies drag stocks down, dropping far lower than the rest of the S&P500. This also happened in 2022. When the S&P500 dropped -19.44%, Many of the Magnificent 7 stocks were down by 50% or more, including Nvidia.  Bottom Line In our pie chart system, and at our Financial Freedom Retreats, we have the Magnificent 7 represented in the large cap growth fund and in many of the targeted hot industry funds. If you have been overweighting Magnificent 7 (as we are), now is a great time to rebalance and capture gains at an all-time high. We still want to have Magnificent 7 in our portfolio, but in an age-appropriate, diversified, targeted way. The rebalancing helps us to retain our wealth, in case volatility kicks in and prices plunge, as we have seen multiple times over the last five years, with the most recent episode only five months in the rear-view mirror. This keeps us on the right side of the trade. There is a reason why “Buy low, sell high” is an age-old investing aphorism. Register now to join us at our online Financial Freedom Retreat Oct. 11-13 2025 where you'll learn how to protect your wealth, save thousands annually in your budget and how to hedge in a volatile Debt World. If you'd like a life-changing adventure of a lifetime, be our guest at a royal manor house in Cornwall, England, March 12-19, 2027. (With just eight rooms available, this exclusive, private, bucket-list adventure sells out a year in advance!) Call 310-430-2397 or email [email protected] to learn more. The 2025 Restormel Retreat was a magical and royal experience. Click to learn more. Receive the best price when you register with friends and family for the online Financial Freedom Retreat Oct. 11-13 2025. Request testimonials at [email protected]. You can also view some on the flyer page of the retreat. Learn how to: * Invest in hot industries, such as cryptocurrency, Nvidia, artificial intelligence, and quantum computing, * Hedge against a weaker dollar, * Invest and compound your gains, * Green your retirement plan, * Easy and efficacious nest egg strategies, * Get hot and diversified (including in artificial intelligence, quantum computing and crypto), * Evaluate stocks, * Avoid capital gains and financial predators, * Keep an age-appropriate amount safe, and, * Know what's safe in a Debt World. You'll even discover how to save thousands annually with smarter big-ticket choices. Yes, it's a complete money makeover. Email [email protected] or call 310-430-2397 to learn more and register. Learn the 15+ things you'll master and read testimonials in the flyer on the home page at NataliePace.com. Register with friends and family to receive the best price. "Ten minutes into the first day I was already much smarter about investing than I ever thought I would be in my life and I knew I was in exactly the right place at this retreat. I am amazed at how EASY and FUN it is to make my money work for me and those I love. I think this kind of information should be compulsory in schools. I wish I'd learned this sooner." CM If you’d like an unbiased 2nd opinion on your current wealth plan, email [email protected] for pricing and information.  Receive the best price when you register with friends and family. Visit NataliePace.com to learn more. Call 310-430-2397 or email [email protected] for pricing, additional information and to register.  Join us for our Restormel Royal Immersive Adventure Retreat. March 2027. Email [email protected] to learn more. Click for testimonials, pricing, hours & details. Register now to receive the best price, the best room and eight private, prosperity coaching sessions. There are only 8 rooms available. This retreat includes an all-access pass to all of our online training for a full year for two. Considering the perks, you're receiving a 65% discount to learn the life math that we all should have received in high school, and the room is free! Email [email protected] to learn more. The best rooms at the 2025 retreat were sold out in 2024! Yes, it's a great idea to register and start transforming our lives now!  Natalie Wynne Pace is an Advocate for Sustainability, Financial Literacy & Women's Empowerment. Natalie is the bestselling author of The ABCs of Money (6th edition) and The Power of 8 Billion: It's Up to Us, and is the co-creator of the Earth Gratitude Project. She has been ranked as a No. 1 stock picker, above over 835 A-list pundits, by an independent tracking agency (TipsTraders). Her book The ABCs of Money remained at or near the #1 Investing Basics e-book on Amazon for over 3 years (in its vertical), with over 120,000 downloads and a mean 5-star ranking. The 6th edition of The ABCs of Money and the 2nd edition of Put Your Money Where Your Heart Is (2nd edition) are the most recent releases of these books. Follow her on Instagram. Natalie Pace's easy as a pie chart nest egg strategies earned gains in the last two recessions and have outperformed the bull markets in between. That is why her Investor Educational Retreats, books and private coaching are enthusiastically recommended by Nobel Prize winning economist Gary S. Becker, TD AMERITRADE chairman Joe Moglia, Kay Koplovitz and many Main Street investors who have transformed their lives using her Thrive Budget and investing strategies. Click to view a video testimonial from Nilo Bolden. Check out Natalie Pace's Substack podcast on Apple and Spotify. Watch videoconferences and webinars on Youtube. Other Blogs of Interest Crypto. Copper. Silver. Gold. More Magnificent than the Magnificent 7. Stablecoins. Should You Invest? Clean Energy. Solar Generation is On Fire. Capture Gains at an All-Time High. Jerome Powell's Big Speech in Jackson Hole. HHS Cuts MRNA Research. Weight Loss Drugs Soar. Summer Sale & Sweepstakes. Will Tariffs Cause Stocks to Sink or Soar? Are You Paying Thousands to Lose Money? Coke & Pepsi Suffer From Poor Fiscal Health. Crypto, Gold, AI, Energy, Healthcare, Real Estate. Which Sector Performed Best in the First Half of 2025. Crypto Goes Mainstream. The Genius Act Becomes Law. Wealth Hacks: Are You Getting Killed in Capital Gains Taxes? Clean Energy Unplugged. Tesla Sales Slump in 2Q 2025. Our Super Performing Hots and Value Replacements. Is Your Income Strategy Losing Money? Get Safe & Hot in 1 Easy Plan. Home Prices Soften. Is Your City Next? Tesla Vision vs. Waymo LiDAR and Air Taxis. Are Any of Them Safe? Archer Aviation is Chosen to be the Exclusive Air Taxi Service for the 2028 L.A. Olympics. Company of the Year? USA Downgraded. Is U.S. Reserve Currency Status Threatened? Utilities: In the Eye of the Natural Disaster Storms. Aging Mom Doesn't Want to Discuss Dilapidated House. Investors Ask Natalie. Tesla, Tariffs, Chinese Competition and Price Wars. 21st Century Recessions Look More Like Depressions. Will Oil Prices Sink or Soar? Executives are Uncertain. Health Savings Accounts. Save Thousands. Get a Tax Credit. Provide for Tomorrow's Healthcare Needs. Restormel Manor House 2025. A Truly Royal and Magical Adventure. 9 Ways to Cut Your Tax Bill in Half and Save Thousands Annually. Berkshire Hathaway. Should I Just Invest in Warren Buffett? Should I Have a Money Manager? Top Dividend/Income Strategies for 2025. 10 Rules of Successful Investing. Quantum Computing. Paper Losses. Another Warning About Long-Term Bonds! 2025 Investor IQ Test. 2025 Investor IQ Test Answers. Indonesia: Rich in Nickel with Ambitions of Becoming an EV Battery Hub. RoboTaxis. AI. The Magnificent 7. Why Are So Many Safe Investments Losing Money? Canadian, Australian and U.S. Banks. Are Any of Them Safe? Ireland. Rich in Technology, Biotechnology and Agribusiness. Robo Investing and AI. No, They are Not Foolproof. Copper. Peru ETF Outperforms the S&P500. 9 Money Secrets of the Ultra Wealthy. Housing & Budgeting Solutions. Arkansas Sues Temu for Data Theft. Fast Fashion. Fossil Fuels. Plastic Clothing. Atacama Desert Waste Dumps. Fintechs and Brokerages that Fail are Not FDIC-Insured. 2024 Rebalancing IQ Test. Answers to the 2024 Rebalancing IQ Test. China & Russia Double Their Gold Holdings. Housing. Unaffordable. What Works? Case studies and creative solutions. The Underperforming DJIA, Full of Fossil Fuels and Forever Chemicals. 13 Lifestyle Choices to Reduce Waste, Pollution & CO2 & Save a Boatload of Dough. 11-Point Green Checklist for Schools. 10 Wealth Secrets of Billionaires and Royals. Fiat. Crypto. Gold. BRICS. Real Estate. Alternative Investments. BRICS Currency. Will the Dollar Become Extinct? Is Your FDIC-Insured Cash Really Safe? Money Market Funds, FDIC, SIPC: Are Any of Them Safe? Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly-traded companies, funds or projects mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect an age-appropriate, diversified wealth plan, which has been designed strategically, with the assistance of financial professionals who are familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge, patience and diversified strategy. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument.
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Crypto. Copper. Silver. Gold. More Magnificent than the Magnificent 7*. *Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia, Tesla The headlines are full of Wall Street hitting new highs every day. Gold is also on fire, and Bitcoin remains near its all-time high. However, the headlines don’t really show what is happening behind the scenes, as silver, copper, crypto and gold are far more magnificent than the Magnificent 7 (in that order). This year, silver has been the silent superstar, while copper and Ethereum have soared. Our Ethereum ETF doubled in 4 months (since the April low). Silver and Peru (copper) are the best performers year to date (even better than Bitcoin & Ethereum), with 50% and 45% gains, respectively. Meanwhile, some stocks and funds are worth less today than they were five years ago. So, if you don’t have the right kind of equities in your portfolio, your plan is not hitting record highs with Wall Street. (Target date retirement funds, annuities and bond funds are particularly vulnerable.)  With stocks and safe havens trading near all-time highs, should you buy high, hoping to sell higher? Is there a better strategy? What is the outlook for 2026? As importantly, how can we eliminate the capital gains exposure of crypto currencies? (I’ll be writing a blog about developments in the Magnificent 7 over the next few days.) The VIX (a measure of stock market volatility) is very low, indicating that investors are feeling quite secure about their investments. (Things can change quickly, however. In April, stocks dropped -20% and the VIX tripled almost overnight.) Even with stocks ringing in new highs daily, there is an undertone of uncertainty that is playing into the popularity of the perceived safe havens of crypto, gold and silver. Consumer confidence is very low, as you can see in the University of Michigan report below. (The next one will be released on Sept. 26, 2025.)  Source: University of Michigan. As you can see in the chart, there is a high correlation between low consumer confidence and recessions. (The gray lines represent recessions.) While no economic pullback is forecasted for this year or next, economists are notoriously terrible at predicting recessions. As Liz Ann Sonders, the Managing Director and Chief Investment Strategist at Charles Schwab, said in her May 30, 2025 podcast, “I feel sometimes like we're in the midst of a late '90s kind of market, where you remember the tech bubble, and it just kept going and going and going, and nothing seemed to really do anything to it until it stopped.” Natalie’s Note: Between the high of the Nasdaq Composite Index in March of 2000 and the low in October of 2002, the index lost -78% of its value. It took 15 years to crawl back to even. So, let’s dive into the details of the superstars of 2025 (so far). Here are the things we will cover in this blog. Bitcoin Was Our 2024 Investment of the Year Avoiding Capital Gains Taxes Our Ethereum ETF Tripled in 4 Months Peru is a Superstar in 2025 Silver Majestic vs. Gold Value Funds, Target Date Retirement Funds & Bond Funds (Dividends & Income) No Paper Losses on our Fixed Income Strategies Dollar Cost Averaging And here is more information on each point. Bitcoin Was Our 2024 Investment of the Year Bitcoin was our 2024 Investment of the Year. At the time of the publication, Bitcoin was worth $65,770/coin. Today, the coin is at $115,669. However, the performance in 2025 has been more in line with the Magnificent 7 (23.7%), while Ethereum, gold and silver have all posted higher gains. There is a historic precedent that by the 2nd anniversary of a Bitcoin halving, there is a Crypto Winter. That casts a shadow over the outlook, particularly as we get closer to April 2026. I encourage you to read my Bitcoin blog to learn more about halving events and trends. Crypto Winters are long and brutal. A successful strategy captures gains at the high (now), keeping the wealth intact, while still holding a slice of crypto in an age-appropriate, diversified plan. This keeps our wealth growing, instead of having us vulnerable to losses of -50% or more. During Crypto Winters, when many people have lost half or more of their investment, we can buy low, increasing our performance. Better yet, a smart plan will protect our gains from taxes. (Keep reading.) Avoiding Capital Gains Taxes Over the past few years, the SEC has approved Bitcoin and Ethereum ETFs, making these funds available to our IRAs (Individual Retirement Plans), where capital gains are not taxed. Before the ETFs were available, capital gains could be up to 37% (if they were short-term cap gains). It will be difficult to purchase these assets in most employer-sponsored retirement accounts, unless you have a self-directed option. So, it’s important to have your own IRA (TFSA in Canada), in addition to your 401k or RSP. It’s also wise to purchase funds from a large, creditworthy fund company. Our Ethereum ETF Tripled in 4 Months In our time-proven, age-appropriate, pie chart strategy wealth plan, we encourage Main Street investors to have four hot slices, in addition to six that are diversified by size and style. The iShares Ethereum Trust ETF (symbol: ETHA) is one option for our hot slices. ETHA is currently at $33.57/share. On April 8, 2025, the price was just $11/share. When one slice becomes three slices, it’s a great idea to consider capturing gains on 1-2 slices at the high and keeping that money, while still having a slice in the plan, if you believe the asset will continue to perform well. If you don’t have any hots in your plan, then learn more about dollar cost averaging (below). Check out my Ethereum Videocon and podcast from September 4, 2025.  Peru is a Superstar in 2025 With 45% gains in 2025 so far, the iShares Peru ETF (symbol: EPU) is one of the best performers of the year. Only silver, at 50% gains, has done better. Additionally, the EPU ETF is offering a 4.1% yield – much higher than most U.S.-based dividend funds. Peru’s economy is heavily impacted by copper prices. Currently, copper prices are near an all-time high. Strong demand and constrained supply have forecasts for copper going higher over the next few years, with some analysts predicting a price of $5.10 USD/lb by the end of 2027 and $7 USD/lb by 2030. However, copper’s nickname is Dr. Copper because when the economy slows down, copper prices can plunge. You can see the trend quite clearly in the chart below, when the price dropped by -64% in 2008.  The best protection against a stock downturn and market weakness is to always keep a percentage equal to our age safe, to diversify the at-risk portion into 10 funds and to rebalance 1-3 times a year, to capture gains. With so many of these funds at all-time highs, it’s a great time to do our rebalancing. Email [email protected] if you are interested in my unbiased 2nd opinion, which includes a personalized pie chart plan for you, or if you’d like information on our Oct. 11-13, 2025 Financial Freedom Retreat. Silver Majestic vs. Gold There were many reasons, including a favorable price, why we were leaning into silver more than gold at our Financial Freedom Retreats over the past few years. In 2025, silver has been the silent superstar, with gains of 50%. For most of us, it’s easiest to purchase a Silver Trust ETF, as coins have a markup value, and insuring/protecting coins can add expense, reducing our ROI*. Individual companies carry more risk than the passive investor should take on. *Return on Investment Having said that, in my June 23, 2025, blog on Silver, I mentioned a company that was experiencing revenue growth of 130% year over year, with 94% YOY revenue gains again in the most recent quarter. Silver Majestic (symbol: AG) is up 84% YTD and up 24% since our feature in June. By comparison, the S&P500 is up 12.76% YTD and 10% since June. Here’s what I wrote in that blog: “For those of you who are interested in taking on more risk for a potentially higher reward (Vegas money), I was particularly interested in First Majestic Silver. The company saw revenue jump by 130% in the most recent quarter. They’ve also established First Mint, a 100% owned minting facility, and are selling coins directly to consumers. I’m expecting to buy a few shares after this blog is published.” Value Funds, Target Date Retirement Funds & Bond Funds Vanguard‘s target date retirement 2030 fund (symbol: VTHRX) is worth less today than it was in December 2021. This has a lot to do with the portion of bonds that are in that plan. Many Bonds and bond funds are also losing value, and the “paper losses” explanation that many investors are receiving from their broker/salesman is falsely placating them about something that is a serious problem. The PIMCO total return bond fund (symbol: PTTRX) has lost -20% over the 5-year period, and that is including the 4.55% yield. Many annuities have been offering less than 2% annualized return at a time when the S&P500 has doubled over the last five years. Annuities also lose up to -9% of your principal the minute you purchase them. (They call it a surrender fee.) Value funds in the United States are higher risk than many investors are aware of. Over half of the S&P 500 is at or near junk status, with very elevated levels of debt and leverage. This is largely why the Dow Jones Industrial Average often performs at less than half the speed of the S&P500 and far below the NASDAQ Composite Index. We have been using value replacement funds for years. Most of our selected funds are offering yields that are up to double what the U.S. value funds are offering. One of the funds has a higher credit rating. The countries we have selected have far lower debt to GDP than the U.S. has. I mentioned above that our Peru fund is one of the top performers of the year, in addition to offering a great yield. We’ve been using this fund as our mid cap value replacement fund. No Paper Losses on our Fixed Income Strategies One of the things my private coaching clients are most happy about is that they are earning a market yield without paper losses. It is tricky to achieve this, but not difficult. I’m offering a Fixed Income Without Paper Losses masterclass on Oct. 18, 2025. (Prerequisite: Oct. 11-13, 2025, Financial Freedom Retreat.) Since a 4% yield on $1,000,000 is $40,000, knowing how to earn this safely, without the loss of principal and without being vulnerable to credit or duration risk, is a great way to earn extra money while we sleep. Email [email protected] for pricing and information and to register now. Dollar Cost Averaging If you don’t already own some of these hot industries, and you’re interested in adding them to your portfolio, start with a personalized pie chart so that you know how much you should keep safe and how much should be at risk. Email [email protected] to receive links to our free web apps where you can personalize your pie charts and your Thrive Budget. Then, rather than just buying a whole slice at an all-time high, consider dollar cost averaging into your slice. Having a plan to purchase at regular intervals (strategically designed), helps us to ease into the water rather than just buying high. Those people who say they’re just going to wait for “a crash,” rarely act when the opportunity presents itself. How many of us bought low on April 8, 2025, when stocks had dropped -20% in less than three weeks? Market timing doesn’t work. It typically takes 18-24 months from the top to the bottom. This isn’t a “crash,” but rather a series of unfortunate events (most of which an analyst with a keen eye can see coming, and which we’ve been successful at forewarning our audience about since 1999). The safe side of our plan is what keeps our wealth intact. If you’ve never adopted an age-appropriate, properly diversified wealth plan (or are having blind faith that someone else is doing this for you), then it’s a good idea to join us at our October 11-13, 2025 Financial Freedom Retreat, and learn the life math that we all should have received in high school. Conversely, if you are a busy professional, consider getting an unbiased 2nd opinion from me through my private coaching (which is much less than you are paying for a managed wealth plan). You will receive a blueprint of what a time-proven, 21st Century plan looks like, along with step-by-step instructions of how to implement it. You will also be provided with a color-coded analysis of your current plan, highlighting assets that are vulnerable or losing money, as well as areas of your plan that are doing great. You’re still the boss of your money and you can choose to follow the superior strategy or not. However, it’s difficult to be in charge when we really don’t have a clue what we own or when and how to make changes. Financial wisdom will transform our lives and put us more on the right side of the trade – with less money and less time, and far less worry. "We asked Natalie Pace for a second opinion on our investment portfolio. She researched and reviewed each stock and fund. She then explained to us in plain English how we were positioned in the market and how high our risk exposure was. Her knowledge was so profound that we decided to take her retreat in Arizona. My husband was still quite skeptical, but 20 minutes into the retreat he turned to me and said, "Thank you." Stocks and investing are no longer rocket science. We give thanks just about every day that we met Natalie. I feel like I live on a different planet. I'm so grateful. Thank you for changing our lives, our peace of mind, our future and our vision of what is possible. We made a tectonic shift with you." AC & AM Bottom Line We can get safe, protected, hot and diversified in one easy plan. (Click to read more details in my blog of the same name.) When stocks and safe havens are at an all-time high, it’s a great idea to capture gains and make sure that our wealth plan is age-appropriate and properly diversified (without paper losses). You can read about this time-proven strategy in my book, The ABCs of Money, 6th edition. You can learn and implement it at my Oct. 11-13, 2025, Financial Freedom Retreat. If you’re a busy professional, consider receiving an unbiased 2nd opinion from me in my private coaching program. Email [email protected] for pricing and information. Register now to join us at our online Financial Freedom Retreat Oct. 11-13 2025 where you'll learn how to protect your wealth, save thousands annually in your budget and how to hedge in a volatile Debt World. If you'd like a life-changing adventure of a lifetime, be our guest at a royal manor house in Cornwall, England, March 12-19, 2027. (With just eight rooms available, this exclusive, private, bucket-list adventure sells out a year in advance!) Call 310-430-2397 or email [email protected] to learn more. The 2025 Restormel Retreat was a magical and royal experience. Click to learn more. Receive the best price when you register with friends and family for the online Financial Freedom Retreat Oct. 11-13 2025. Request testimonials at [email protected]. You can also view some on the flyer page of the retreat. Learn how to: * Invest in hot industries, such as cryptocurrency, Nvidia, artificial intelligence, and quantum computing, * Hedge against a weaker dollar, * Invest and compound your gains, * Green your retirement plan, * Easy and efficacious nest egg strategies, * Get hot and diversified (including in artificial intelligence, quantum computing and crypto), * Evaluate stocks, * Avoid capital gains and financial predators, * Keep an age-appropriate amount safe, and, * Know what's safe in a Debt World. You'll even discover how to save thousands annually with smarter big-ticket choices. Yes, it's a complete money makeover. Email [email protected] or call 310-430-2397 to learn more and register. Learn the 15+ things you'll master and read testimonials in the flyer on the home page at NataliePace.com. Register with friends and family to receive the best price. "Ten minutes into the first day I was already much smarter about investing than I ever thought I would be in my life and I knew I was in exactly the right place at this retreat. I am amazed at how EASY and FUN it is to make my money work for me and those I love. I think this kind of information should be compulsory in schools. I wish I'd learned this sooner." CM If you’d like an unbiased 2nd opinion on your current wealth plan, email [email protected] for pricing and information.  Receive the best price when you register with friends and family. Visit NataliePace.com to learn more. Call 310-430-2397 or email [email protected] for pricing, additional information and to register.  Join us for our Restormel Royal Immersive Adventure Retreat. March 2027. Email [email protected] to learn more. Click for testimonials, pricing, hours & details. Register now to receive the best price, the best room and eight private, prosperity coaching sessions. There are only 8 rooms available. This retreat includes an all-access pass to all of our online training for a full year for two. Considering the perks, you're receiving a 65% discount to learn the life math that we all should have received in high school, and the room is free! Email [email protected] to learn more. The best rooms at the 2025 retreat were sold out in 2024! Yes, it's a great idea to register and start transforming our lives now!  Natalie Wynne Pace is an Advocate for Sustainability, Financial Literacy & Women's Empowerment. Natalie is the bestselling author of The ABCs of Money (6th edition) and The Power of 8 Billion: It's Up to Us, and is the co-creator of the Earth Gratitude Project. She has been ranked as a No. 1 stock picker, above over 835 A-list pundits, by an independent tracking agency (TipsTraders). Her book The ABCs of Money remained at or near the #1 Investing Basics e-book on Amazon for over 3 years (in its vertical), with over 120,000 downloads and a mean 5-star ranking. The 6th edition of The ABCs of Money and the 2nd edition of Put Your Money Where Your Heart Is (2nd edition) are the most recent releases of these books. Follow her on Instagram. Natalie Pace's easy as a pie chart nest egg strategies earned gains in the last two recessions and have outperformed the bull markets in between. That is why her Investor Educational Retreats, books and private coaching are enthusiastically recommended by Nobel Prize winning economist Gary S. Becker, TD AMERITRADE chairman Joe Moglia, Kay Koplovitz and many Main Street investors who have transformed their lives using her Thrive Budget and investing strategies. Click to view a video testimonial from Nilo Bolden. Check out Natalie Pace's Substack podcast on Apple and Spotify. Watch videoconferences and webinars on Youtube. Other Blogs of Interest Stablecoins. Should You Invest? Clean Energy. Solar Generation is On Fire. Capture Gains at an All-Time High. Jerome Powell's Big Speech in Jackson Hole. HHS Cuts MRNA Research. Weight Loss Drugs Soar. Summer Sale & Sweepstakes. Will Tariffs Cause Stocks to Sink or Soar? Are You Paying Thousands to Lose Money? Coke & Pepsi Suffer From Poor Fiscal Health. Crypto, Gold, AI, Energy, Healthcare, Real Estate. Which Sector Performed Best in the First Half of 2025. Crypto Goes Mainstream. The Genius Act Becomes Law. Wealth Hacks: Are You Getting Killed in Capital Gains Taxes? Clean Energy Unplugged. Tesla Sales Slump in 2Q 2025. Our Super Performing Hots and Value Replacements. Is Your Income Strategy Losing Money? Get Safe & Hot in 1 Easy Plan. Home Prices Soften. Is Your City Next? Tesla Vision vs. Waymo LiDAR and Air Taxis. Are Any of Them Safe? Archer Aviation is Chosen to be the Exclusive Air Taxi Service for the 2028 L.A. Olympics. Company of the Year? USA Downgraded. Is U.S. Reserve Currency Status Threatened? Utilities: In the Eye of the Natural Disaster Storms. Aging Mom Doesn't Want to Discuss Dilapidated House. Investors Ask Natalie. Tesla, Tariffs, Chinese Competition and Price Wars. 21st Century Recessions Look More Like Depressions. Will Oil Prices Sink or Soar? Executives are Uncertain. Health Savings Accounts. Save Thousands. Get a Tax Credit. Provide for Tomorrow's Healthcare Needs. Restormel Manor House 2025. A Truly Royal and Magical Adventure. 9 Ways to Cut Your Tax Bill in Half and Save Thousands Annually. Berkshire Hathaway. Should I Just Invest in Warren Buffett? Should I Have a Money Manager? Top Dividend/Income Strategies for 2025. 10 Rules of Successful Investing. Quantum Computing. Paper Losses. Another Warning About Long-Term Bonds! 2025 Investor IQ Test. 2025 Investor IQ Test Answers. Indonesia: Rich in Nickel with Ambitions of Becoming an EV Battery Hub. RoboTaxis. AI. The Magnificent 7. Why Are So Many Safe Investments Losing Money? Canadian, Australian and U.S. Banks. Are Any of Them Safe? Ireland. Rich in Technology, Biotechnology and Agribusiness. Robo Investing and AI. No, They are Not Foolproof. Copper. Peru ETF Outperforms the S&P500. 9 Money Secrets of the Ultra Wealthy. Housing & Budgeting Solutions. Arkansas Sues Temu for Data Theft. Fast Fashion. Fossil Fuels. Plastic Clothing. Atacama Desert Waste Dumps. Fintechs and Brokerages that Fail are Not FDIC-Insured. 2024 Rebalancing IQ Test. Answers to the 2024 Rebalancing IQ Test. China & Russia Double Their Gold Holdings. Housing. Unaffordable. What Works? Case studies and creative solutions. The Underperforming DJIA, Full of Fossil Fuels and Forever Chemicals. 13 Lifestyle Choices to Reduce Waste, Pollution & CO2 & Save a Boatload of Dough. 11-Point Green Checklist for Schools. 10 Wealth Secrets of Billionaires and Royals. Fiat. Crypto. Gold. BRICS. Real Estate. Alternative Investments. BRICS Currency. Will the Dollar Become Extinct? Is Your FDIC-Insured Cash Really Safe? Money Market Funds, FDIC, SIPC: Are Any of Them Safe? Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly-traded companies, funds or projects mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect an age-appropriate, diversified wealth plan, which has been designed strategically, with the assistance of financial professionals who are familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge, patience and diversified strategy. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument.  Stablecoins and the Companies That Offer Them Stablecoins have exploded on the scene, while the companies that are offering them are launching IPOs. Should you dive in? Are there risks to weigh in the mix? Below are the topics we’ll cover in this blog. Email [email protected] if you’d like a Crypto Stock Report Card. The Most Popular Stablecoins Have Stablecoins Ever Collapsed? What Are the Risks of Stablecoins Now? Investing in Crypto Companies And here is more information on each of these topics. The Most Popular Stablecoins Below are five of the 10 most popular stablecoins by market capitalization. Some offer dividends, some offer rewards, while others offer a recognizable brand that their customers identify with.  Have Stablecoins Ever Collapsed? The most famous collapse of a stablecoin was the Terra UST stablecoin collapse in May of 2022. Terra lost its dollar peg, which was based upon an algorithm rather than backed by U.S. dollars. Another challenge was the unsustainable interest rate of almost 20% that was promised to UST depositors. (Whenever you see an above-market interest rate, there are increased risks involved.) The bankruptcy of Terra’s UST stablecoin and the companion Luna coin wiped out $45 billion in market value. Most depositors and investors lost everything. The Genius Act was written to avert a similar disaster down the road by requiring stablecoin issuers “to hold at least one dollar of permitted reserves for every one dollar of stablecoins issued.” (Click to review an overview of the rules.) Circle’s USDC stablecoin didn’t collapse, but it did break the buck in March of 2023. The coin experienced a liquidity crisis when Silicon Valley Bank collapsed. Why? Circle reportedly had $5 billion in uninsured deposits at the bank. When the FDIC and the Federal Reserve stepped in to guarantee uninsured depositors on March 12, 2023, Circle’s depositors were reassured. Today, the USDC stablecoin is the 2nd most popular, with a market capitalization of $16.7 billion. It’s important to note that the Silicon Valley exception was based upon the “systemic risk exemption,” a special clause that will not be applied to all events or banks, in case of a bank failure. Deposits are only insured up to $250,000 at U.S. banks. The Tether stablecoin lost its dollar peg in May of 2022 but has since recovered. USDT is the most popular stablecoin, with a market cap of $137.3 billion. According to Tether’s website, “Our reports demonstrate that our Reserves are greater than the redemption value of Tether Tokens in circulation on the dates reported.” Likewise, Circle boasts that their cash reserves are 1:1 with the coins in circulation. What Are the Risks of Stablecoins Now? Below are a few risks of holding stablecoins.
Investing in Crypto Companies There has been a wave of new crypto IPOs, including Circle Internet Group (CRCL), Gemini Space Station IPO (GEMI), Strategy Inc. (MSTR), Figure Technology (FIGR) and the upcoming ReserveOne SPAC (MBAV). Circle soared at the IPO on June 6, 2025, rising from $107/share to almost $300/share by June 20, 2025. The share price is currently at $130. Gemini has been as high as $45/share but is currently trading at $33.55. We’ve also seen the epic fraud failure of FTX, which had the support of many celebrities. The CEO, Sam Bankman-Fried, was on the cover of Fortune magazine just three months before the FTX collapse. SBF was featured as “the Next Warren Buffett?”  Perhaps the most important considerations are Crypto Winters. We’ve seen a historic trend where crypto prices shoot the moon the year after a Bitcoin halving, only to plunge into a Crypto Winter by the 2nd year anniversary. April 19, 2025, marked the 1-year anniversary of the Bitcoin halving. Will crypto prices continue at all-time highs as we edge closer to April 19, 2026, or will prices plunge as they have two years after the last two halvings? Learn more in my 2024 Investment of the Year blog, when we first reported on this trend, and predicted that Bitcoin could be the best investment of 2024. Bitcoin’s 2023 and 2024 returns (over 2X gains) make the stock market’s impressive gains of over 50% cumulatively over that 2-year period look rather modest.
However, in Crypto Winters, the coins can lose 2/3rds or more of their value. (Stablecoins are supposed to maintain their dollar-peg and value, at least in theory.) Publicly traded crypto companies, including Coinbase, Mara Holdings and even crypto-friendly brokerages such as Robinhood, tend to lose 90% of their value at the Crypto Winter lows.  Bottom Line Be aware of the risks of stablecoins, especially those that offer an above-market interest rate. Stablecoins are not always stable and some carry more risk than is appropriate for the fixed income side of our portfolio, where we aim to preserve principal and our wealth, while earning a safe, reliable income. Investors and depositors can get a comparable, government-backed interest rate with bank Certificates of Deposit. C.D.s are less likely to be targeted by crypto fraudsters. If we're looking for performance, stocks, including Bitcoin and Ethereum ETFs (which can be placed in tax-protected retirement accounts), offer superior performance (and more risk). An age-appropriate, diversified plan that we rebalance 1-3 times a year can offer performance and protection. Learn more in my Get Safe & Hot With 1 Easy Plan blog. Crypto coins and stocks are very popular right now but experience extreme volatility and losses during Crypto Winters. The plunges are the result of whales taking profits at the expense of Main Street investors’ tendency to HODL*. *Hold on for Dear Life While holding on during a Crypto Winter has ultimately led to gains, there is no guarantee that will continue to be the case. Additionally, during the 18-36 month period of Crypto Winter losses, when coins are out of favor, cryptophiles can lose half or more of their wealth, while their FICO score plunges. This can make life very difficult and lead to financial and mental health crises. There have been suicides that were attributed to Crypto Winters. Register now to join us at our online Financial Freedom Retreat Oct. 11-13 2025 where you'll learn how to protect your wealth, save thousands annually in your budget and how to hedge in a volatile Debt World. If you'd like a life-changing adventure of a lifetime, be our guest at a royal manor house in Cornwall, England, March 12-19, 2027. (With just eight rooms available, this exclusive, private, bucket-list adventure sells out a year in advance!) Call 310-430-2397 or email [email protected] to learn more. The 2025 Restormel Retreat was a magical and royal experience. Click to learn more. Receive the best price when you register with friends and family for the online Financial Freedom Retreat Oct. 11-13 2025. Request testimonials at [email protected]. You can also view some on the flyer page of the retreat. Learn how to: * Invest in hot industries, such as cryptocurrency, Nvidia, artificial intelligence, and quantum computing, * Hedge against a weaker dollar, * Invest and compound your gains, * Green your retirement plan, * Easy and efficacious nest egg strategies, * Get hot and diversified (including in artificial intelligence, quantum computing and crypto), * Evaluate stocks, * Avoid capital gains and financial predators, * Keep an age-appropriate amount safe, and, * Know what's safe in a Debt World. You'll even discover how to save thousands annually with smarter big-ticket choices. Yes, it's a complete money makeover. Email [email protected] or call 310-430-2397 to learn more and register. Learn the 15+ things you'll master and read testimonials in the flyer on the home page at NataliePace.com. Register with friends and family to receive the best price. "Ten minutes into the first day I was already much smarter about investing than I ever thought I would be in my life and I knew I was in exactly the right place at this retreat. I am amazed at how EASY and FUN it is to make my money work for me and those I love. I think this kind of information should be compulsory in schools. I wish I'd learned this sooner." CM If you’d like an unbiased 2nd opinion on your current wealth plan, email [email protected] for pricing and information.  Receive the best price when you register with friends and family. Visit NataliePace.com to learn more. Call 310-430-2397 or email [email protected] for pricing, additional information and to register.  Join us for our Restormel Royal Immersive Adventure Retreat. March 2027. Email [email protected] to learn more. Click for testimonials, pricing, hours & details. Register now to receive the best price, the best room and eight private, prosperity coaching sessions. There are only 8 rooms available. This retreat includes an all-access pass to all of our online training for a full year for two. Considering the perks, you're receiving a 65% discount to learn the life math that we all should have received in high school, and the room is free! Email [email protected] to learn more. The best rooms at the 2025 retreat were sold out in 2024! Yes, it's a great idea to register and start transforming our lives now!  Natalie Wynne Pace is an Advocate for Sustainability, Financial Literacy & Women's Empowerment. Natalie is the bestselling author of The ABCs of Money (6th edition) and The Power of 8 Billion: It's Up to Us, and is the co-creator of the Earth Gratitude Project. She has been ranked as a No. 1 stock picker, above over 835 A-list pundits, by an independent tracking agency (TipsTraders). Her book The ABCs of Money remained at or near the #1 Investing Basics e-book on Amazon for over 3 years (in its vertical), with over 120,000 downloads and a mean 5-star ranking. The 6th edition of The ABCs of Money and the 2nd edition of Put Your Money Where Your Heart Is (2nd edition) are the most recent releases of these books. Follow her on Instagram. Natalie Pace's easy as a pie chart nest egg strategies earned gains in the last two recessions and have outperformed the bull markets in between. That is why her Investor Educational Retreats, books and private coaching are enthusiastically recommended by Nobel Prize winning economist Gary S. Becker, TD AMERITRADE chairman Joe Moglia, Kay Koplovitz and many Main Street investors who have transformed their lives using her Thrive Budget and investing strategies. Click to view a video testimonial from Nilo Bolden. Check out Natalie Pace's Substack podcast on Apple and Spotify. Watch videoconferences and webinars on Youtube. Other Blogs of Interest Clean Energy. Solar Generation is On Fire. Capture Gains at an All-Time High. Jerome Powell's Big Speech in Jackson Hole. HHS Cuts MRNA Research. Weight Loss Drugs Soar. Summer Sale & Sweepstakes. Will Tariffs Cause Stocks to Sink or Soar? Are You Paying Thousands to Lose Money? Coke & Pepsi Suffer From Poor Fiscal Health. Crypto, Gold, AI, Energy, Healthcare, Real Estate. Which Sector Performed Best in the First Half of 2025. Crypto Goes Mainstream. The Genius Act Becomes Law. Wealth Hacks: Are You Getting Killed in Capital Gains Taxes? Clean Energy Unplugged. Tesla Sales Slump in 2Q 2025. Our Super Performing Hots and Value Replacements. Is Your Income Strategy Losing Money? Get Safe & Hot in 1 Easy Plan. Home Prices Soften. Is Your City Next? Tesla Vision vs. Waymo LiDAR and Air Taxis. Are Any of Them Safe? Archer Aviation is Chosen to be the Exclusive Air Taxi Service for the 2028 L.A. Olympics. Company of the Year? USA Downgraded. Is U.S. Reserve Currency Status Threatened? Utilities: In the Eye of the Natural Disaster Storms. Aging Mom Doesn't Want to Discuss Dilapidated House. Investors Ask Natalie. Tesla, Tariffs, Chinese Competition and Price Wars. 21st Century Recessions Look More Like Depressions. Will Oil Prices Sink or Soar? Executives are Uncertain. Health Savings Accounts. Save Thousands. Get a Tax Credit. Provide for Tomorrow's Healthcare Needs. Restormel Manor House 2025. A Truly Royal and Magical Adventure. 9 Ways to Cut Your Tax Bill in Half and Save Thousands Annually. Berkshire Hathaway. Should I Just Invest in Warren Buffett? Should I Have a Money Manager? Top Dividend/Income Strategies for 2025. 10 Rules of Successful Investing. Quantum Computing. Paper Losses. Another Warning About Long-Term Bonds! 2025 Investor IQ Test. 2025 Investor IQ Test Answers. Indonesia: Rich in Nickel with Ambitions of Becoming an EV Battery Hub. RoboTaxis. AI. The Magnificent 7. Why Are So Many Safe Investments Losing Money? Canadian, Australian and U.S. Banks. Are Any of Them Safe? Ireland. Rich in Technology, Biotechnology and Agribusiness. Robo Investing and AI. No, They are Not Foolproof. Copper. Peru ETF Outperforms the S&P500. 9 Money Secrets of the Ultra Wealthy. Housing & Budgeting Solutions. Arkansas Sues Temu for Data Theft. Fast Fashion. Fossil Fuels. Plastic Clothing. Atacama Desert Waste Dumps. Fintechs and Brokerages that Fail are Not FDIC-Insured. 2024 Rebalancing IQ Test. Answers to the 2024 Rebalancing IQ Test. China & Russia Double Their Gold Holdings. Housing. Unaffordable. What Works? Case studies and creative solutions. The Underperforming DJIA, Full of Fossil Fuels and Forever Chemicals. 13 Lifestyle Choices to Reduce Waste, Pollution & CO2 & Save a Boatload of Dough. 11-Point Green Checklist for Schools. 10 Wealth Secrets of Billionaires and Royals. Fiat. Crypto. Gold. BRICS. Real Estate. Alternative Investments. BRICS Currency. Will the Dollar Become Extinct? Is Your FDIC-Insured Cash Really Safe? Money Market Funds, FDIC, SIPC: Are Any of Them Safe? Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly-traded companies, funds or projects mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect an age-appropriate, diversified wealth plan, which has been designed strategically, with the assistance of financial professionals who are familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge, patience and diversified strategy. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. |
AuthorNatalie Pace is the co-creator of the Earth Gratitude Project and the author of The Power of 8 Billion: It's Up to Us, The ABCs of Money, The ABCs of Money for College, The Gratitude Game and Put Your Money Where Your Heart Is. She is a repeat guest & speaker on national news shows and stages. She has been ranked the No. 1 stock picker, above over 830 A-list pundits, by an independent tracking agency, and has been saving homes and nest eggs since 1999. Archives
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