Long-term Government Treasury bonds lost -26% of their value in 2022. With interest rates rocketing up, and with half of the S&P500 at or near junk bond status, how do you protect your wealth on the fixed income side? Join us on Oct. 21, 2023 for time-proven 21st Century fixed income (bond) strategies.
Rising interest rates have created opportunities, however, it is tricky to avoid the risks (duration, credit & interest rate) and take advantage of the current environment. If you don't get the formula right, you could end up losing a lot of money, and have an illiquid asset that no one wants to buy off of you.
Our strategies had people avoiding all of these risks for the past decade when bonds were vulnerable to capital loss. (The safe side of your portfolio isn't supposed to lose money or make it difficult to access your capital.)
As you can see in the charts below (and at the bottom of the page), bonds have been losing value. They also have liquidity problems. There is a lot of credit risk with so much debt in the world.
It’s Time to Earn Some Income. But the Math is Trickier Than You Might Realize. Short-term Treasury bills are paying a higher interest than long-term; 3-month T-bills are offering more yield than 12-month. Inflation-linked Savings bonds are offered the best investment-grade fixed-income yield in 2022, but TIPS are still underwater. How do you navigate such a treacherous landscape? There are ways to start earning yield, to remain liquid, to avoid the losses and to lean into a position that will work now and going forward.
In this Bond Master Class, you’ll learn:
- Where to get a moderate yield with low risk,
- Some very appealing high-yield country diversification ETFs,
- Why liquidity is so important,
- How laddering, with emphasis on short duration, high creditworthiness and safe yield, can be the best plan in today's Debt World.
- Why and how to diversify your fixed-income, so that you're not overly reliant on any bank, financial services company, brokerage or fund,
- What is FDIC-insured and what is not -- examining annuities, savings, CDs, brokerage accounts that claim to be FDIC-insured (but have a loophole), money market funds and insurance products
There are a lot of safe, income-producing assets that most people don't have on their radar. In fact, some of our strategies offer the highest yield, with the lowest risk, by rethinking your big-ticket bills and energy costs. This will be particularly appealing if you are interested in sustainability. (If you're not, you'll still benefit from the other fixed income strategies.)
Email info@NataliePace.com or call 310-430-2397 if you have any questions about this Master Class, or if you are interested in registering for the Oct. 21, 2023 Bond Master Class.
This class will be online, giving you intimate access to Natalie Pace. Call 310-430-2397 or email info@NataliePace.com to register NOW.
WHERE AND HOW MUCH:
Early Bird Pricing (through June 30, 2023)
$150/person per additional person in the family.
Regular Pricing (after June 30, 2023)
$250/person per additional person in the family.
Call 310-430-2397 or email info@NataliePace.com to enroll now.
Get the best price when you register by June 30, 2023.
Call 310-430-2397 or email info@NataliePace.com to learn more and register now!
"Many people, including educated men and women, often get into trouble when they
neglect to follow simple and fundamental rules of the type provided [by Natalie].
This is why I recommend them with enthusiasm."
Professor Gary S. Becker. Dr. Becker won the 1992 Nobel Prize in economics for his theories on human
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Joe Moglia, Chairman, TD AMERITRADE.
"Thank you Natalie for saving my retirement," Nilo Bolden.
"We asked Natalie Pace for a second opinion on our investment portfolio. She researched and reviewed each stock and fund. She then explained to us in plain English how we were positioned in the market and how high our risk exposure was. Her knowledge was so profound that we decided to take her retreat in Arizona. My husband was still quite skeptical, but 20 minutes into the retreat he turned to me and said "Thank you." Stocks and investing are no longer rocket science. We give thanks just about every day that we met Natalie. I feel like I live on a different planet. I'm so grateful. Thank you for changing our lives, our peace of mind, our future and our vision of what is possible. We made a tectonic shift with you."
AC & AM
"Ten minutes into the first day I was already much smarter about investing than I ever thought I would be in my life and I knew I was in exactly the right place at this retreat. I am amazed at how EASY and FUN it is to make my money work for me and those I love. I think this kind of information should be compulsory in schools. I wish I'd learned this sooner." CM
Call 310-430-2397 or email info@NataliePace.com to learn more and to register now.
No Refunds. No Cancellations.
Is the Bond Class right for you? Take the Rebalancing IQ Test and the 2023 Investor IQ Test to determine to see how much you really know about investing, and whether or not you can benefit from immersing yourself for a day in Natalie Pace’s wisdom to learn how to earn income safely, without risk of capital loss. Email info @ NataliePace.com or call 310-430-2397 if you have any questions about these tests, or about the answers, or if you are interested in registering for the Oct. 21, 2023 Bond Master Class. Get answers to the IQ Test by clicking here.