2023 was a gangbuster year on Wall Street with 26% total returns in the S&P500 (source: S&P Dow Jones Indices). 2022 was a down year with -19.44% performance in the S&P500. 
 

Bonds are supposed to keep your portfolio safe, but lost more than stocks did in 2022. 
​
2021 was another gangbuster year, while 2020 was the pandemic. Artificial intelligence and the Magnificent 7 (now the Fantastic 5) have been responsible for almost all of the gains, more than doubling in 2023. Without their help, the S&P500 would have earned 9.9%. Do you have to be a day trader to make money in your 401K or RSP? Does Buy & Hold really work? (There's a time-proven 21st Century plan that requires annual rebalancing, not day trading, and is as easy as a pie chart.)

​Cryptocurrency entered a crypto winter in 2022 but rallied 171% in 2023. Will Bitcoin be the hot performer of 2024 and 2025? 

​

What do you do when investments are on such a rollercoaster? A solid plan will protect you from losses in recessions while allowing you to benefit from exciting industries like artificial intelligence and the Magnificent 7. That plan has worked brilliantly in the 21st century, at a time when many people lose more than half of their wealth in recessions. We've been in a secular bull market since the Great Recession, so some might have never experienced a downturn, while others might have forgotten just how painful they were.

We encouraged people to lean into real estate instead of bonds after the Great Recession. Real estate has more than doubled.
Technology and AI have been on our hot list for years. Nvidia is Wall Street's darling. 
The NASDAQ Composite Index has far out-performed the DJIA, another tool we offered retreat attendees more than a decade ago.
A properly diversified plan is like having a sturdy financial home. It can withstand financial storms. 
​Those people who used our system earned gains in the Dot Com and the Great Recession, and have outperformed the bull markets in between. 

​​"Many people, including educated men and women, often get into trouble when they 
neglect to follow simple and fundamental rules of the type provided [by Natalie]. 
This is why I recommend them with enthusiasm." 
Professor Gary S. Becker. Dr. Becker won the 1992 Nobel Prize in economics for his theories on human 

"College students need this information before they get their first credit card. Young adults need it before they buy their first home. Empty nesters can use the information to downsize to a sustainable lifestyle, before they get into trouble." 
Joe Moglia, Chairman, TD AMERITRADE.

Email [email protected] or call 310-430-2397 to register now.
​​

It's easy to earn gains in a bull market, and easy to lose -- a lot -- in a recession. Learning and implementing the simple, time-proven nest egg strategies that are enthusiastically recommended by Nobel Prize winning economist Gary S. Becker and many other VIPs and Main Street investors is actually as easy as a pie chart, once we learn the life math that we all should have received in high school and college. 

Join us at our Financial Freedom Green Retreat, Oct. 18-20, 2024, online. Email [email protected] or call 310-430-2397 to learn more.

Earn money while we sleep. Compound gains. Protect our wealth. Save thousands annually. Adopt a Thrive Budget. Live a richer life. Green our investments. Keep the money in the family. Stop making the landlord, the taxman, the insurance salesman, the health insurance company, the gas station, the electric utility, the car company, etc., rich at our own expense.

Yes, it's all possible when we learn the life math that we all should have received in high school. 

Email [email protected] or call 310-430-2397 to register now.
​

​

Natalie Pace learning organic farming strategies from David Wilson, the former Home Farm manager of the Duchy of Cornwall.

​Harvest Financial Freedom Green Retreat
​Online.
​with #1 Stock Picker & Sustainability Consultant
Natalie Pace
Oct. 18-20, 2024
11 am - 7 pm ET. Lunch break.
​

Learn how to live a sustainable and prosperous life. Discover how to put your money where your heart is and profit, while also healing the planet. We'll even outline how to save thousands in our budget with smarter energy and transportation choices. 
​
ESG is false advertising. Did you know that ESG funds have zero environmental companies, with as much as 20% oil, coal, plastic and other fossil fuel companies? There are easy and affordable ways to be the boss of your money, and to stop making everyone else rich at our own expense, including the landlord, gas station, insurance companies, banks, etc. Learn more in this free blog. 

Email [email protected] or call 310-430-2397 to register now.
​
​​​

​
At this Financial Freedom Retreat, you will learn: 

* Easy-as-a-Pie-Chart Nest Egg Strategies that earned gains in the Dot Com and Great Recessions and outperformed the bull markets in between
* The life math that we all should have received in high school and college
* Safe, income-producing assets. Bonds are tricky, but done right can be beneficial. There are many other areas of opportunity, as well
* How to protect your wealth, earn money while you sleep, put your money where your heart is and profit, while healing the planet
* Why ESG investing is false advertising & how your money is being used to promote some of the things that you picket
* What’s Hot and how to invest in industries and companies with interstellar upside safely
* Why regular rebalancing is essential in the 21st Century, and how the pie chart system is a buy low, sell high financial plan on auto-pilot
* Why Target Retirement Date Funds lag the S&P500, are vulnerable to losing half or more in recessions, and what you can do about it
* How a time-proven 21st-Century plan differs from Buy & Hope
* How to protect your wealth from stock market volatility and bond market illiquidity.
* The hottest industries and countries in the world.
* Life Hacks and how to manage FUD (fear, uncertainy and doubt)
* Take our Rebalancing IQ Test (click to access)
* Performance enhancing strategies, including industries that can go up when stocks go down
​* How to get a higher yield and less risk with country diversification
* Why Buy & Hope is a last-century strategy that doesn't work in today's world
​
Call 310-430-2397 or email [email protected] to learn more and to register now. (We're happy to answer any questions you have. There is never any pressure to register.)

It’s easy to earn money in a secular bull market (which we've been in since 2009), and it is easy to lose money in a recession. Complacency is not our friend. If we wait for the headlines that we are in a recession, it's too late to protect our wealth. Recessions aren't announced until most people have lost 40% or more. By the time the announcement comes, the stock market is closer to the bottom and the inflection point. 
​
​​

Isabella, at age 11, is our youngest attendee. She began attending at age 8!

Early Bird Pricing (through July 31, 2024)
$695/person
$350/person per additional person in the family.

Regular Pricing (after July 31, 2024)
$895/person
$550/person per additional person in the family.


*If you wish to put together a family group of 5+, email for special prices. We are incentivizing the entire extended family to learn these wealth strategies together. The 5th person only pays $99, if you register everyone in the Early Bird pricing period!

Call 310-430-2397 or email [email protected] to enroll now. Receive a complimentary private prosperity coaching session (value $500) when you register by June 22, 2024 (at the single person price). If you are paying the discounted price, you are receiving the price discount in lieu of a free coaching session. 

No Cancellations. No Refunds. 
​

Here's the schedule.

Day 1: Nest Egg Strategies. How to stop making everyone else rich and start living a richer life, using the strategies of the wealthy. Protect your retirement & your family wealth. Learn an easy investing plan that is properly diversified, protected and hot. Our rebalancing system is a buy low, sell high system on auto-pilot. 

Day 2: What's Hot and How to Avoid the Companies that might go Bankrupt. There are industries that can increase in value and others that will remain buoyant, while many stocks and bonds are vulnerable to capital loss. Learn how to access the data and see what's what in a few easy clicks. 

Day 3: What's Safe and how to get safe in a world where: 1) bonds are losing money, 2) money market funds have lose money and have liquidity fees, and, 3) annuities and life insurance are vulnerable and not FDIC-insured. Protect your wealth, while learning what will hold value and produce income going forward. 

Here Are Even More Things That You will learn. 
​In just three intensive, but fun and empowering days, you will learn and master:
 
1.     How to reduce your annual budget expenses by thousands of dollars using smarter energy and budgeting choices. This is one of the best ROIs in today’s high debt, low yield world.
2.     3-ingredient recipe for cooking up profits in gold, real estate, stocks, bonds & more.
3.     What is Safe & How to Get Safe.
4.     Why 1-3 times a year rebalancing is a buy low, sell high plan on auto-pilot.
5.     Debt Reduction Strategies that work exponentially faster than any other fix.
6.     How to protect your assets from debt collectors and other financial predators.
7.     How to earn up to 30 percent more in your stock portfolio instantly.
8.     How to get safe from the bailouts and other investment sinkholes.
9.     Trading Tips for Turbulent Times.
10.    How to be the architect of your dream life and hire Dream Come True Financial Partners.
11.     Great gains while you sleep.
12.    Low Maintenance Hard Assets that pay off (the best place to get safe!)
13.    Maximizing your rebalancing on auto-pilot, using limit orders.
14.    Top Investing Mistakes.
15.    The Thrive Budget (instead of the Buried Alive in Bills/Struggling to Survive Plan)


Call 310-430-2397 or email [email protected] to learn more and to register now. ​​
​

With high interest rates, low savings rates, no more Stimmy Checks, tight credit conditions, an unaffordable housing market, and the return of foreclosures and student loan payments, it will be tricky to stop making billionaire corporations rich and to start living a richer life. It's time to replace riding the Wall Street rollercoaster, with time-proven 21st Century strategies. The sooner we get this information, the faster our lives transform.   
 
Most people lose half or more of their wealth in 21st Century recessions. Asset prices are elevated, and there are many signs of economic storms on the horizon. Just as importantly, the safe side of your portfolio could be as troublesome as your stocks, if you don't know how to steer clear of the credit and duration risk on the bonds that are losing money. 

As you can see in the chart below, when stock prices get too high, like they are today, they can drop fast and far. By Warren Buffett's favorite valuation tool, stocks have never been more expensive. By Shiller's CAPE Ratio, the only time that stocks were higher was in the Dot Com Recession. (Today's stock prices are more elevated than the Great Depression.) 

Call 310-430-2397 or email [email protected] to learn more and to register now. ​​
​
​

Nobel Prize winning economist Robert Shiller's CAPE Ratio.

​

Take Our Wealth Challenge
Add up everything you have in your retirement accounts, savings, brokerage accounts, etc. Once you get the total, divide it by half. Then ask yourself, "Am I really willing to risk losing more than half... again?" Take our Investor IQ Test to determine how much you really know. (Click to access.)
 
20 million homes were lost in the wake of the Great Recession. Even if you’re feeling equity rich, there are important considerations – particularly if you purchased your home within the last few years. Be sure to read the Real Estate section of The ABCs of Money (5th edition).

Trust Results
Those who used Natalie Pace’s easy, affordable strategies earned gains in the Dot Com and Great Recessions and outperformed the bull markets in between, using less time and money than most people spend. In other words, these strategies have a Ph.D. in results (and an enthusiastic recommendation from one of the most revered economist of all time, Gary S. Becker). 
 
You can protect your assets, provide far better for your future and even save thousands of dollars in annual budget savings when you learn the life math that we all should have received in high school. You can also learn how to add performance to your portfolio, without the stress of babysitting individual stocks. (And if you choose to pick winning companies, you'll learn the tools that work from a No. 1 stock picker.)

Call 310-430-2397 or email [email protected] to learn more and to register now. (We're happy to answer any questions you have. There is never any pressure to register.)
 
Testimonials
"We asked Natalie Pace for a second opinion on our investment portfolio. She researched and reviewed each stock and fund. She then explained to us in plain English how we were positioned in the market and how high our risk exposure was. Her knowledge was so profound that we decided to take her retreat in Arizona. My husband was still quite skeptical, but 20 minutes into the retreat he turned to me and said "Thank you." Stocks and investing are no longer rocket science. We give thanks just about every day that we met Natalie. I feel like I live on a different planet. I'm so grateful. Thank you for changing our lives, our peace of mind, our future and our vision of what is possible. We made a tectonic shift with you."
AC & AM 

"Ten minutes into the first day I was already much smarter about investing than I ever thought I would be in my life and I knew I was in exactly the right place at this retreat. I am amazed at how EASY and FUN it is to make my money work for me and those I love. I think this kind of information should be compulsory in schools. I wish I'd learned this sooner." CM

"Thank you Natalie for saving my retirement," Nilo & Bill Bolden. ​
​​
"I did not know a THING about investing but Natalie Pace made it so easy that I was literally jumping for joy after the first day. I learned so much so fast, and it was nothing I had to force myself to do. NP’s views on money, sustainability, spirituality and giving back are so in-line with my views that it makes learning from her even better. Before Natalie’s retreat, I never imagined investing could be so safe, easy and profitable, and that I would love it so much. I cannot wait to tell you when I clear my first million from investing from your retreats and Master Classes." CC in Canada

"Thank you for changing my life!" W

"I'm really grateful to have become part of Natalie's community as a young professional. Between the knowledge gained through retreats and the experiences from this immersive trip [Restormel], I feel much more aligned with my visions and values than most of my peers. I left the retreat feeling fired up and ready to keep moving forward toward the life of my dreams!" M

​​