Natalie Pace. bestselling author of The Gratitude Game, The ABCs of Money & Put Your Money Where Your Heart is. Co-creator of the Earth Gratitude Project.
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Save Thousands Annually With This Simple Trick.

3/5/2018

2 Comments

 
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Save Thousands Annually With This Simple Trick.
 
Most people are trying to earn more to make ends meet. If you get really desperate, you might fall for a Bitcoin or gold scam to try and get ahead of the 8-ball. However, there is a much easier way to save thousands annually. There is a lot of gold in your budget that most people are completely clueless on.
 
The average person is making everybody else rich at their own expense. However, it is not the café lattes or the avocado toast that is wrecking your budget. Most of us are not extravagant shopaholics. It is your big ticket items that are really costing you an arm and a leg. There are many ways to stop making the tax man, the debt collector, the landlord, the insurance salesman, the gas station and the utility company rich at your own expense. (I teach these tips at my Investor Educational Retreats.) Today you will learn how to stop making the health insurance company rich. When you do, you can live a richer life today, provide far better for tomorrow and even have more dough for bucket list vacations.
 
According to the New York Federal Reserve, the majority of collections actions every year (and bankruptcies) are due to medical and utility bills. Health is your best health insurance plan, so be sure to exercise and eat right. In addition to staying as healthy as you can physically, there is also a better way to get healthy fiscally. Most people are spending thousands annually on medical insurance – even healthy people who never go to the doctor. There is a simple, effective cost saving strategy that will save you thousands on your health insurance, while setting you up far better to deal with any medical emergency in the future.
 
Health Savings Accounts Reward You When You Stay Healthy.
That is the value proposition of Health Savings Accounts. (Get the details requirements and annual contributions at IRS.gov.) If you are healthy, you can purchase catastrophic health insurance, which reduces your monthly insurance premiums dramatically, and you can deposit those savings into a Health Savings Account. There the HSA money can be invested as you wish (after you have built up your deductible amount in cash, in case you need it). You receive a tax credit. The health insurance savings go to building up your own assets (reducing the interest rates on all of your borrowing, including your home mortgage). And the more you save in your HSA, the more you have when you retire for medical costs – which are often the biggest and most devastating bill when you hit your fixed income phase of life. Any capital gains you make on investments in your HSA may be tax exempt. This plan works great if you are healthy and rarely visit the doctor.
 
Health Savings Accounts incentivize you to stay healthy by rewarding you financially for doing so. When you don’t go to the doctor, that money goes into your wallet. If you do have to go to the doctor, you have money to cover the deductible and co-pays. What a win-win! Many people prefer alternative treatments, diet and exercise these days (many of which are not even covered by insurance). If Americans knew about this solution, they would definitely embrace it! HSAs have been around for quite awhile now and are well established.
 
Healthcare costs alone make up 18% of the United States budget, totaling $3.2 trillion in 2017. So, staying healthy can go a long way to improving the bottom line of our nation. More than 1/3 of adult Americans are obese, which costs a lot to those individuals personally, and to the U.S. collectively. Sadly, 17% of children are obese, as well.
 
Remember to shop around before you set up your health savings account. Some brokerages offer you stocks, bonds and funds to invest in, with low trading fees, while banks and insurance companies may offer a very limited choices of investments that might be far are more expensive, to boot! You do not have to purchase your HSA from the insurance company that sells you your high deductible medical care plan.
 
 
About Natalie Pace:
Natalie Wynne Pace is the co-creator of the Earth Gratitude project and the author of the Amazon bestsellers The Gratitude Game, The ABCs of Money and Put Your Money Where Your Heart Is (aka You Vs. Wall Street). She has been ranked as a No. 1 stock picker, above over 835 A-list pundits, by an independent tracking agency (TipsTraders). The ABCs of Money remained at or near the #1 Investing Basics e-book on Amazon for over 3 years (in its vertical).

Natalie Pace is a top-ranked blogger for Thrive Global (Arianna Huffington's newest platform) and Medium, a repeat guest on national TV and radio shows such as CNBC, Good Morning America, Fox, ABC-TV, Forbes.com, NPR and more and a popular, engaging speaker at major conferences. As a strong believer in giving back, she has been instrumental in raising millions for public schools, financial literacy, the arts and underserved women and girls worldwide. Her sustainability tips have helped companies, organizations and individuals to save tens of thousands every year in their annual budget with smarter energy, budgeting and investing choices.

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Important Disclaimers
Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations.

ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience.  

Information has been obtained from sources believed to be reliable however NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors.
 
2 Comments
Richard Costa
3/5/2018 05:20:35 pm

Without attending a retreat, is there a way to find out about Natalie's
stock recommendations or opinions?
Thanks.

Reply
NATALIE WYNNE PACE link
4/5/2018 12:53:23 pm

Hi Richard,

Natalie offers private prosperity coaching sessions, if that might be of interest. The retreat is usually the best bargain because you get 3 full days of Natalie at approximately the same price of just a few hours. Natalie also does monthly teleconferences, where you can get your money questions answered. She opens up the phone lines in the second half hour of the call, and usually has enough time to answer 2-4 questions (one per caller).

Natalie Pace has 3 bestselling books and free web apps for budgeting and investing. (Call 310-430-2397 or email info @ NataliePace.com for the links).

The honest truth is that what Natalie offers is a complete money makeover that affects all aspects of your life -- from getting a better college degree for half the cost to savings thousands in your budget, to protecting your assets, to earning money while you sleep and enjoying gains even in bear markets. So, 3 days at a retreat to start learning all of that is a great investment, no matter where you are at this moment.

I want to share with you what a semi-retired couple just said, after attending the April Retreat (below). If you're worried about the cost of the retreat, most people report earning back the price of the retreat in budget savings alone in the first few months. Nilo Bolden earned gains in the Great Recession, when most people lost more than half. And of course, getting hot funds in your portfolio can dramatically increase your gains.

"We asked Natalie Pace for a second opinion on our investment portfolio. She researched and reviewed each stock and fund. She then explained to us in plain English how we were positioned in the market and how high our risk exposure was. Her knowledge was so profound that we decided to take her retreat in Arizona. My husband was still quite skeptical, but 20 minutes into the retreat he turned to me and said "Thank you." Stocks and investing are no longer rocket science. We are finally able to take control of our money. We be learning from Natalie Pace for years to come." AC & AM

"Ten minutes into the first day I was already much smarter about investing than I ever thought I would be in my life and I knew I was in exactly the right place at this retreat. I am amazed at how EASY and FUN it is to make my money work for me and those I love. I think this kind of information should be compulsory in schools. I wish I'd learned it earlier in life." CM

Feel free to call me at 310-430-2397 if you have any more questions, or would like links to what I'm listing here.

The next retreat is close to you in Florida on June 9-11, 2018. And it's beachfront, so it counts as a vacation, too!

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    Natalie Pace is the co-creator of the Earth  Gratitude Project and the author of The Power of 8 Billion: It's Up to Us, The ABCs of Money, The ABCs of Money for College, The Gratitude Game and Put Your Money Where Your Heart Is. She is a repeat guest & speaker on national news shows and stages. She has been ranked the No. 1 stock picker, above over 830 A-list pundits, by an independent tracking agency, and has been saving homes and nest eggs since 1999.

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  • Real Estate Master Class
  • Stock Master Class
  • Options for Beginners Master Class
  • Rebalancing Your Wealth Plan Master Class
  • Media Images
  • Restormel
  • Natalie Pace England Financial Freedom Retreat.
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  • Natalie Pace April 22-24, 2023 Financial Freedom Retreat. Online
  • Spring Natalie Pace April 22-24, 2023 Financial Freedom Retreat. Online.
  • Bond Master Class